Our Process

We have lost count of the many times that we've heard "Our health insurance broker shows up once a year at renewal with a double digit increase and comparison of the same three or four insurers". Those days are gone when you work with the consultants at The Benefits Companies. We work with industry leaders to bring true innovation to healthcare once reserved fo much larger companies. Let's take a look ...



We take an Open Architecture approach to healthcare plan design. We work with your team to custom design the plan that is perfect for your employees. As with any Open Architecture plan, design innovation is a constant.



Once we have your parameters, we go to work finding the perfect Third Party Administrator (TPA), Re-insurer, Pharmacy Benefits Manager and the technology to make it sing. Sound expensive? Expect big savings and big smiles.




Like a properly constructed and administered 401(k), we meet with your team quarterly to review and evaluate all aspects of your plan. In conjunction with adequate education we expect to see positive results.


You are probably wondering, "If what they are doing is so great why haven't I heard of this type of health insurance plan before". There are several answers:

In the past this type of health insurance plan was only presented to larger corporations with 150 - 250 or more employees. Today we can just as easily bring these same benefits to a company of 35, and sometimes less.

ALL fees/commissions are fully disclosed. We charge a flat fee per employee per month rather than a commission, removing any conflict of interest. Broker commissions, if disclosed, may result in an uncomfortable conversation for the broker who shows up once each year at renewal.

An Open Architecture health insurance plan provides greater flexibility and therefore requires more effort on our part than just obtaining a renewal quote. Going that extra mile is a hallmark of the way we do business at The Benefits Companies.

At The Benefits Companies we have a significantly different approach. Rather than quantity we work on depth. Our sister company, Clear Financial Strategies, is well known for Open Architecture, ethical and conflict free group retirement plans and our other sister company, Wealth Preservers provides advanced planning for business owners and executives. We cover your group benefits needs at a significant savings to you and your employees while adding substantial value.

Get In Touch

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5407 Trillium Blvd, Suite 210 | Hoffman Estates, IL 60192

(844) 372-5900

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